01291 671502 | enquiries@kama-fs.co.uk

Mortgages

Not only do you need to consider which mortgage is most suitable for your current needs and circumstances, you also need to think about which interest rate options are most likely to suit your needs. This section has information on the various types of mortgage product which are available.

Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority.

Your property may be repossessed if you do not keep up repayments on your mortgage.

There will be a fee for mortgage advice. The precise amount will depend on your circumstances, but we estimate that it will be £399, but this may range from £250 - £1000.


First Time Buyers

First Time Buyers

People buying their first home often have specific needs when it comes to finding a mortgage. A range of mortgages exists specifically for this market sector.

Remortgages

Remortgages

Remortgaging means switching your mortgage to another deal with another lender without moving property.

Buy to Let Mortgages

Buy to Let Mortgages

These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property but will let property to tenants.

Flexible Mortgages

Flexible Mortgages

A flexible mortgage is a product that can make the traditional British mortgage with its fixed and inflexible payment schedule over a fixed term, such as 25 years, look like a bit of a dinosaur. This short guide explains why a flexible arrangement may benefit you.

Offset Mortgages

Offset Mortgages

With an Offset Mortgage you can potentially reduce the amount of interest you pay by offsetting a credit balance against the mortgage debt. This article explains further.

Adverse Credit Mortgages

Adverse Credit Mortgages

Sometimes people get into debt through no fault of their own. There are now several lenders who cater for people in this situation.

Self Build Mortgages

Self Build Mortgages

The main difference between a self build mortgage and a house purchase mortgage is that with a self build mortgage money is released in stages as the build progresses rather than as a single amount. This short guide explains further.

UK News

MPs and Citizens Advice urge the government to address regulation of the sector.
The jump in hiring will ease fears of a downturn but raises questions over the path for interest rates.
The vote risks sparking a trade war as the EU looks to protect its own car makers.
The UK will prioritise and increase investment in major projects in the Budget, Rachel Reeves says.
Privacy activist Max Schrems claimed Meta unlawfully processed data relating to his sexual orientation.